There's a cool £3bn on offer to insulate you from fuel costs

Thousands of householders who have seen their fuel bills rise could be missing out on money to help them improve the energy efficiency of their homes.

A government initiative, the 'Carbon Emission Reduction Target' (Cert), a home-insulation programme funded by energy companies, was launched in April. Under it, the companies must offer grants to enable householders to make their homes more energy efficient in order to hit carbon emission reduction targets.

Cert spending is expected to reach £3bn over the next three years. Forty per cent of the money has been ring-fenced for the over-seventies and vulnerable households in receipt of qualifying income benefits, but the bulk is aimed at all other householders, and very few have taken it up.

In London, for example, British Gas runs a DIY insulation offer on behalf of the office of Boris Johnson, the Mayor of London. It runs until the end of the year and provides DIY loft insulation for £99. There is £50 cashback available once the insulation has been delivered and payment received.

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